A Preliminary Comparison of Two Ecosystems: Fintech Opportunities and Challenges for Financial Inclusion

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dc.contributor.authorRanabahu, Nadeera
dc.contributor.editorWalker T
dc.contributor.editorNikbakht E
dc.contributor.editorKooli M
dc.date.accessioned2023-07-25T22:30:56Z
dc.date.available2023-07-25T22:30:56Z
dc.date.issued2023en
dc.date.updated2023-02-27T23:16:17Z
dc.description.abstractThe ecosystem of a country shapes the way FinTech organizations provide services to the poor. Yet, very little attention is given to the financial inclusion agenda and how ecosystems create opportunities and challenges for FinTech organizations. This chapter looks at policy, culture, human capital, finance, market, and support domains to present a preliminary analysis of two ecosystems in South Asia, to identify system level challenges and opportunities for FinTech organizations. The findings highlight that established FinTech organizations in a mature ecosystem have different challenges and opportunities than an ecosystem with emergent FinTechs. Hence, addressing the needs of the poor requires balancing multiple domains within the ecosystem, aligning them with the level of maturity of the system.en
dc.identifier.citationRanabahu N (2023). A Preliminary Comparison of Two Ecosystems: Fintech Opportunities and Challenges for Financial Inclusion. In Walker T, Nikbakht E, Kooli M (Ed.), The Fintech Disruption..: 243-266. Palgrave Studies in Financial Services Technology.en
dc.identifier.doihttp://doi.org/10.1007/978-3-031-23069-1_10
dc.identifier.isbn978-3-031-23068-4
dc.identifier.urihttps://hdl.handle.net/10092/105743
dc.language.isoenen
dc.publisherPalgrave Studies in Financial Services Technologyen
dc.rightsAll rights reserved unless otherwise stateden
dc.rights.urihttp://hdl.handle.net/10092/17651en
dc.subjectFinTechen
dc.subjectfinancial inclusionen
dc.subjectecosystemen
dc.subjectdeveloping countriesen
dc.subject.anzsrcFields of Research::44 - Human society::4404 - Development studies::440407 - Socio-economic developmenten
dc.titleA Preliminary Comparison of Two Ecosystems: Fintech Opportunities and Challenges for Financial Inclusionen
dc.typeChaptersen
uc.collegeUC Business School
uc.departmentManagement, Marketing and Tourism
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