The effects of unemployment rate fluctuations on private health insurance coverage in New Zealand (2015)
AuthorsChamberlain D, Menclova AKshow all
In this paper, we estimate the effect of changes in the unemployment rate on private health insurance coverage of New Zealanders using quarterly national data from 1999 to 2009. A one percentage-point increase in the unemployment rate is associated with a decrease of 9,843 lives covered by private health insurance or a 0.32 percentage point decrease in the coverage rate of the total New Zealand population – representing a change of 0.7-1.0% from the baseline. We also find some evidence of a stronger effect on men and the elderly and of an asymmetric effect on new insurance contracts vs. terminations.
CitationChamberlain D, Menclova AK (2015). The effects of unemployment rate fluctuations on private health insurance coverage in New Zealand. New Zealand Economic Papers. 49(2). 157-170.
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Keywordsprivate health insurance; unemployment rate; New Zealand
ANZSRC Fields of Research14 - Economics::1402 - Applied Economics::140211 - Labour Economics
14 - Economics::1402 - Applied Economics::140208 - Health Economics