Findings from a qualitative study of Time Bank members from the first Time Bank in New Zealand are reported. Using focus groups, this study identifies benefits of Time Banking in terms of physical, human, social, and cultural capital. Unlike previous research, this study explores Time Banking in a relatively affluent community thus allowing us to understand why those from other populations may participate in Time Banking. This study also identifies a range of obstacles that may prevent individuals from fully utilising Time Banking and may hinder the full development of individual Time Banks. Finally, a number of recommendations for practitioners are discussed.